{"id":61,"date":"2026-10-08T18:52:29","date_gmt":"2026-10-08T18:52:29","guid":{"rendered":"https:\/\/xn--qh3by8ag59a.com\/?p=61"},"modified":"2026-10-08T18:52:29","modified_gmt":"2026-10-08T18:52:29","slug":"2026%eb%85%84-%ea%b0%95%eb%82%a8%ec%88%a0%ec%a7%91-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-%ea%b0%95%eb%82%a8%ec%a9%9c%ec%98%a4%eb%b6%80%ed%84%b0-%ec%85%94%ec%b8%a0%c2%b7%ed%95%98%ed%8d%bc","status":"publish","type":"post","link":"https:\/\/xn--qh3by8ag59a.com\/?p=61","title":{"rendered":"2026\ub144 \uac15\ub0a8\uc220\uc9d1 \uc644\ubcbd \uac00\uc774\ub4dc: \uac15\ub0a8\uca5c\uc624\ubd80\ud130 \uc154\uce20\u00b7\ud558\ud37c\u00b7\ud558\ub4dc\ucf54\uc5b4\uae4c\uc9c0 \ub0b4\uc0c1 \ud53c\ud558\ub294 \uafc0\ud301 \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\uc131\uacf5\uc801\uc778 \uac15\ub0a8 \uc720\ud765\uc744 \uc704\ud55c \uccab\uac78\uc74c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc548\ub155\ud558\uc138\uc694. \ubc24\ud29c\ube0c \uad00\ub9ac\uc790\uc785\ub2c8\ub2e4. \ud654\ub824\ud55c \ubc24\ubb38\ud654\uc758 \uc911\uc2ec\uc9c0\uc778 \uac15\ub0a8\uc5d0\ub294 \uc218\ub9ce\uc740 \ud615\ud0dc\uc758 \uc720\ud765 \uc5c5\uc18c\ub4e4\uc774 \ubc00\uc9d1\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc218\ub9ce\uc740 \uc9c1\uc7a5\uc778\uacfc \ube44\uc988\ub2c8\uc2a4 \ubbf8\ud305, \ud639\uc740 \uc9c0\uc778\ub4e4\uacfc\uc758 \uc720\ucf8c\ud55c \uc220\uc790\ub9ac\ub97c \uc704\ud574 \ub9ce\uc740 \ubd84\uc774 \uac15\ub0a8\uc220\uc9d1\uc744 \ucc3e\uace0 \uacc4\uc2ed\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc6cc\ub099 \ub2e4\uc591\ud55c \uc2dc\uc2a4\ud15c\uacfc \uac00\uaca9\ub300\uac00 \uc874\uc7ac\ud558\ub2e4 \ubcf4\ub2c8, \uc0ac\uc804 \uc815\ubcf4 \uc5c6\uc774 \ubc29\ubb38\ud588\ub2e4\uac00 \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc6a9\uc774\ub098 \ub9cc\uc871\uc2a4\ub7fd\uc9c0 \ubabb\ud55c \uc11c\ube44\uc2a4\ub85c \uc778\ud574 \uc774\ub978\ubc14 &#8216;\ub0b4\uc0c1&#8217;\uc744 \uc785\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc624\ub298\uc740 \uac15\ub0a8\uc758 \ub300\ud45c\uc801\uc778 \uc5c5\uc885\ubcc4 \uc2dc\uc2a4\ud15c\uc744 \uba85\ud655\ud788 \ubd84\uc11d\ud558\uace0, \uc720\ud765 \ucee4\ubba4\ub2c8\ud2f0\uc5d0\uc11c \uac00\uc7a5 \uac15\uc870\ud558\ub294 \ub0b4\uc0c1 \ubc29\uc9c0 \ud575\uc2ec \ub178\ud558\uc6b0\ub97c \ud22c\uba85\ud558\uac8c \uacf5\uc720\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uac15\ub0a8 \uc8fc\uc694 \uc5c5\uc885\ubcc4 \uc2dc\uc2a4\ud15c \uac1d\uad00\uc801 \ube44\uad50<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac15\ub0a8\uc758 \uc720\ud765 \uc0dd\ud0dc\uacc4\ub294 \ub300\uc911\uc801\uc778 \uc2dc\uc2a4\ud15c\ubd80\ud130 \ud558\uc774\uc5d4\ub4dc \ud004\ub9ac\ud2f0\uae4c\uc9c0 \ub9e4\uc6b0 \uc138\ubd84\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc758 \ubc29\ubb38 \ubaa9\uc801\uacfc \uc608\uc0b0\uc5d0 \ub9de\ub294 \uc5c5\uc885\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ub0b4\uc0c1\uc744 \uc904\uc774\ub294 \uac00\uc7a5 \uccab \ubc88\uc9f8 \ub2e8\uacc4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac15\ub0a8\uca5c\uc624 (1.5%)<br>\ud558\uc774 \ub808\ubca8\uc758 \ud004\ub9ac\ud2f0\uc640 \uaca9\uc2dd \uc788\ub294 \ube44\uc988\ub2c8\uc2a4 \ubbf8\ud305\uc744 \uc6d0\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc8fc\ub85c \ucc3e\ub294 \uacf3\uc785\ub2c8\ub2e4. \ubb36\uc74c \uc2dc\uc2a4\ud15c\uc774\ub098 \ub85c\ud14c\uc774\uc158 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub418\uba70, \ucca0\uc800\ud55c \ud68c\uc6d0\uc81c\uc640 \uace0\uae09\uc2a4\ub7ec\uc6b4 \ubd84\uc704\uae30\ub97c \uc790\ub791\ud569\ub2c8\ub2e4. \uac00\uaca9\ub300\uac00 \ub192\uc740 \ud3b8\uc774\ubbc0\ub85c \uc0ac\uc804\uc5d0 \uc815\ud655\ud55c \uacac\uc801\uc744 \ud655\uc778\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uac15\ub0a8\uc154\uce20<br>\uac15\ub0a8\uc758 \uac00\uc7a5 \ub300\uc911\uc801\uc774\uace0 \uc778\uae30 \uc788\ub294 \ub300\ud615 \uc2dc\uc2a4\ud15c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ud569\ub9ac\uc801\uc778 \uc8fc\ub958 \ube44\uc6a9\uacfc \uc815\ud615\ud654\ub41c \ud37c\ud3ec\uba3c\uc2a4\ub85c \uac00\uc131\ube44\ub97c \uc911\uc2dc\ud558\ub294 \uc774\uc6a9\uac1d\ub4e4\uc5d0\uac8c \uafb8\ubbf8\uc9c0 \uc54a\uc740 \uc194\uc9c1\ud55c \ub9cc\uc871\uac10\uc744 \uc120\uc0ac\ud569\ub2c8\ub2e4. \ucd08\uc774\uc2a4\uac00 \ud65c\ubc1c\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uac83\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uac15\ub0a8\ud558\ud37c<br>\ud2b8\ub80c\ub514\ud558\uace0 \uce90\uc8fc\uc5bc\ud55c \ubd84\uc704\uae30 \uc18d\uc5d0\uc11c \uc790\uc720\ub86d\uac8c \uc990\uae38 \uc218 \uc788\ub294 \ud558\uc774\ud37c \ud558\uc774\ube0c\ub9ac\ub4dc \ud615\ud0dc\uc758 \uacf5\uac04\uc785\ub2c8\ub2e4. \ubb34\uac81\uc9c0 \uc54a\uc740 \ubd84\uc704\uae30\uc5d0\uc11c \ud799\ud55c \ubc24\ubb38\ud654\ub97c \uc990\uae30\uace0 \uc2f6\uc5b4 \ud558\ub294 \uc80a\uc740 \uce35\uacfc \uc9c1\uc7a5\uc778\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ucd5c\uadfc \uc120\ud638\ub3c4\uac00 \uae09\uc0c1\uc2b9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uac15\ub0a8\ud558\ub4dc\ucf54\uc5b4<br>\uac15\ud55c \uc784\ud329\ud2b8\uc640 \ud654\ub048\ud55c \ubd84\uc704\uae30\ub97c \uc120\ud638\ud558\ub294 \ub9e4\ub2c8\uc544\uce35\uc744 \uc704\ud55c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc2dc\uac04\ub300\ubcc4\ub85c \ud0c0\uc774\ud2b8\ud558\uace0 \uc815\ud574\uc9c4 \uaddc\uce59\uc5d0 \ub530\ub77c \ud654\ub824\ud55c \ud37c\ud3ec\uba3c\uc2a4\uac00 \uc9c4\ud589\ub418\ubbc0\ub85c, \uc815\uc801\uc778 \uc220\uc790\ub9ac\ubcf4\ub2e4 \ud655\uc2e4\ud55c \uc5d0\ub108\uc9c0\ub97c \uc6d0\ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uad6c\uae00 \ub85c\ubd07\ub3c4 \uc778\uc815\ud558\ub294 \ub0b4\uc0c1 \ud53c\ud558\ub294 3\ub300 \uc6d0\uce59<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac80\uc0c9 \uc5d4\uc9c4\uc5d0\uc11c \uace0\ud488\uc9c8 \uc815\ubcf4\ub97c \ucc3e\ub294 \uc720\uc800\ub4e4\uc774 \uac00\uc7a5 \ud544\uc694\ub85c \ud558\ub294 \uac83\uc740 \uacb0\uad6d &#8216;\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc2e4\uc804 \ud301&#8217;\uc785\ub2c8\ub2e4. \uac15\ub0a8\uc220\uc9d1\uc744 \uc774\uc6a9\ud560 \ub54c \uc544\ub798 \uc138 \uac00\uc9c0 \uc6d0\uce59\ub9cc \uae30\uc5b5\ud558\uc2dc\uba74 \ub0b4\uc0c1 \ud655\ub960\uc744 0%\uc5d0 \uac00\uae5d\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ud22c\uba85\ud55c \uc0ac\uc804 \uc815\ucc30\uc81c \uacac\uc801 \ud655\uc778\ud558\uae30<br>\uac00\uc7a5 \ud754\ud558\uac8c \ubc1c\uc0dd\ud558\ub294 \ub0b4\uc0c1\uc740 \uacc4\uc0b0\uc11c\ub97c \ubc1b\uc744 \ub54c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac15\ub0a8\uca5c\uc624\ub098 \uac15\ub0a8\uc154\uce20 \ub4f1 \uc5c5\uc885\uc744 \ub9c9\ub860\ud558\uace0 \ubc29\ubb38 \uc804 \ub2f4\ub2f9 \ubd80\uc7a5\uc774\ub098 \ub300\ud45c\uc5d0\uac8c \uc591\uc8fc \uac00\uaca9, \ub9e5\uc8fc \ucd94\uac00 \ube44\uc6a9, \ub8f8\ud2f0, T\/C \ub4f1\uc744 \uc815\ud655\ud558\uac8c \ubb38\uc790\ub85c \uc804\ub2ec\ubc1b\uc544 \uae30\ub85d\uc744 \ub0a8\uaca8\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc720\uc120\uc0c1\uc73c\ub85c \ub300\ub7b5\uc801\uc778 \uae08\uc561\ub9cc \ub4e3\uace0 \uac00\uae30\ubcf4\ub2e4\ub294 \uc815\ud655\ud55c \uc815\ucc30\uc81c \uacac\uc801\uc744 \uc694\uad6c\ud558\ub294 \uc18c\ube44\uc790\uac00 \ud604\uba85\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud53c\ud06c \ud0c0\uc784\uacfc \ucd08\uc774\uc2a4 \ud0c0\uc774\ubc0d \uc870\uc808\ud558\uae30<br>\uc5c5\uc18c\uac00 \uac00\uc7a5 \ubd90\ube44\ub294 \uc2dc\uac04\ub300\uc5d0\ub294 \ub300\uae30 \uc2dc\uac04\uc774 \uae38\uc5b4\uc9c0\uac70\ub098 \uc218\uc9c8 \uad00\ub9ac\uac00 \uc6d0\ud65c\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uac15\ub0a8\ud558\ud37c\ub098 \ub300\ud615 \uac15\ub0a8\ud558\ub4dc\ucf54\uc5b4 \ub9e4\uc7a5\uc758 \uacbd\uc6b0, \uc870\uae08 \uc774\ub978 \uc800\ub141 \uc2dc\uac04(\ub8f8\uc774 \ub9c9 \ub3cc\uae30 \uc2dc\uc791\ud558\ub294 \uccab \ud0c0\uc784)\uc5d0 \ubc29\ubb38\ud558\ub294 \uac83\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub354 \ub9ce\uc740 \uc120\ud0dd\uc9c0\uc640 \uc5ec\uc720\ub85c\uc6b4 \uc11c\ube44\uc2a4\ub97c \ubcf4\uc7a5\ubc1b\ub294 \uc9c0\ub984\uae38\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ucee4\ubba4\ub2c8\ud2f0 \uc81c\ud734 \ud65c\uc6a9\ud558\uae30<br>\ubb34\uc791\uc815 \uae38\uac70\ub9ac\uc758 \ud638\uac1d \ud589\uc704(\uc090\ub07c)\ub97c \ub530\ub77c\uac00\uac70\ub098 \ucd9c\ucc98\ub97c \uc54c \uc218 \uc5c6\ub294 \uc778\ud130\ub137 \uad11\uace0\ub97c \ubcf4\uace0 \ubc29\ubb38\ud558\ub294 \uac83\uc740 \ub0b4\uc0c1\uc758 \uc9c0\ub984\uae38\uc785\ub2c8\ub2e4. \ubc24\ud29c\ube0c\uc640 \uac19\uc774 \uac80\uc99d\ub41c \uc720\ud765 \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc81c\ud734 \uc5c5\uc18c \ub77c\uc778\uc5c5\uacfc \uc2e4\uc81c \uc774\uc6a9\uc790\ub4e4\uc758 \uc0dd\uc0dd\ud55c \ud6c4\uae30\ub97c \ubaa8\ub2c8\ud130\ub9c1\ud55c \ub4a4, \ud3c9\ud310\uc774 \uac80\uc99d\ub41c \uacf5\uc2dd \ub2f4\ub2f9\uc790\ub97c \uc9c0\uc815\ud558\uc5ec \uc608\uc57d \ubc29\ubb38\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\uc548\uc804\ud558\uace0 \uc990\uac70\uc6b4 \ubc24\ubb38\ud654\ub97c \uc704\ud558\uc5ec<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacb0\ub860\uc801\uc73c\ub85c \ub098\uc5d0\uac8c \ub9de\ub294 \uc815\ud655\ud55c \uc5c5\uc885 \uc120\ud0dd\uacfc \uc815\uc9c1\ud55c \ub2f4\ub2f9\uc790\ub97c \ub9cc\ub098\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 \uac15\ub0a8 \ubc24\ubb38\ud654\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \ubb34\uc870\uac74 \uc800\ub834\ud55c \uac00\uaca9\ub9cc \ub0b4\uc138\uc6b0\ub294 \uacf3\ubcf4\ub2e4\ub294 \uc2dc\uc2a4\ud15c\uc774 \uba85\ud655\ud558\uace0 \uc18c\ud1b5\uc774 \uc798 \ub418\ub294 \uacf3\uc744 \uc120\ud0dd\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. \ubcf8 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ucc38\uace0\ud558\uc154\uc11c \ub0b4\uc0c1 \uc5c6\uc774 \uc720\ucf8c\ud558\uace0 \uc548\uc804\ud55c \uc2dc\uac04\uc744 \ubcf4\ub0b4\uc2dc\uae38 \ubc14\ub77c\uba70, \uc55e\uc73c\ub85c\ub3c4 \ubc24\ud29c\ube0c\ub294 \ub354\uc6b1 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc2e4\uc2dc\uac04 \uc720\ud765 \uc815\ubcf4\uc640 \uc815\uc9c1\ud55c \ucf58\ud150\uce20\ub85c \ucc3e\uc544\ubd59\uaca0\uc2b5\ub2c8\ub2e4. \uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc131\uacf5\uc801\uc778 \uac15\ub0a8 \uc720\ud765\uc744 \uc704\ud55c \uccab\uac78\uc74c \uc548\ub155\ud558\uc138\uc694. \ubc24\ud29c\ube0c \uad00\ub9ac\uc790\uc785\ub2c8\ub2e4. \ud654\ub824\ud55c \ubc24\ubb38\ud654\uc758 \uc911\uc2ec\uc9c0\uc778 \uac15\ub0a8\uc5d0\ub294 \uc218\ub9ce\uc740 \ud615\ud0dc\uc758 \uc720\ud765 \uc5c5\uc18c\ub4e4\uc774 \ubc00\uc9d1\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc218\ub9ce\uc740 \uc9c1\uc7a5\uc778\uacfc \ube44\uc988\ub2c8\uc2a4 \ubbf8\ud305, \ud639\uc740 \uc9c0\uc778\ub4e4\uacfc\uc758 \uc720\ucf8c\ud55c \uc220\uc790\ub9ac\ub97c \uc704\ud574 \ub9ce\uc740 \ubd84\uc774 \uac15\ub0a8\uc220\uc9d1\uc744 \ucc3e\uace0 \uacc4\uc2ed\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc6cc\ub099 \ub2e4\uc591\ud55c \uc2dc\uc2a4\ud15c\uacfc \uac00\uaca9\ub300\uac00 \uc874\uc7ac\ud558\ub2e4 \ubcf4\ub2c8, \uc0ac\uc804 \uc815\ubcf4 \uc5c6\uc774 \ubc29\ubb38\ud588\ub2e4\uac00 \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc6a9\uc774\ub098 \ub9cc\uc871\uc2a4\ub7fd\uc9c0 \ubabb\ud55c \uc11c\ube44\uc2a4\ub85c \uc778\ud574 \uc774\ub978\ubc14 &#8216;\ub0b4\uc0c1&#8217;\uc744 \uc785\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 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